
You may not need a full down payment to get started. Find out if you qualify for available programs in London & Middlesex County.

Many buyers assume they need 5–20% saved - that’s not always the case.

This is a quick eligibility check, not a commitment or application.

Answer a few questions and get clear next steps based on your situation.
Most buyers start unsure - that’s normal.
This quick eligibility check helps you understand what’s possible based on where you are today.

Understand your options before making decisions.

Know exactly what to do after.

No assumptions - just tailored guidance.

Designed for those getting started.

Explore your options with zero obligation.

We help you from unsure to confident.
Homeownership isn’t just about numbers - it’s about knowing what’s possible. I help clients who feel unsure, underprepared, or stuck - and guide them toward a clear path forward.
Mortgage Agent Level 2
You don’t always need years of savings to get started.
There may be programs and options available - the first step is simply finding out where you stand.

We keep things simple, clear, and focused on your situation.
No pressure, no confusion, just real support to help you move forward when you're ready.

We meet you where you are.

Options tailored to your situation.

Guidance from start to finish.
The hardest part isn’t buying - it’s knowing where to start. This is your first step.
Real guidance from someone who understands both the numbers and your situation.

With over 20 years of experience in finance and mortgages, I help clients navigate the home buying process with clarity and confidence.
I specialize in working with first-time buyers and those exploring down payment assistance programs, helping you understand what you qualify for and how to move forward strategically.
My approach is simple. No pressure, no confusion, just clear guidance tailored to your situation. Whether you’re ready now or still figuring things out, I’m here to help you take the next step.
Mortgage Agent Level 2
LIC. M20001714
You don’t need to have everything ready.
You just need to know where you stand - and what’s possible from here.




Access up to 5% toward your down payment (up to $25,000)
Purchase a home with a price of up to $500,000 through the program
Reduce the amount of upfront savings needed to buy a home
Take a step toward homeownership with interest-free assistance
Get into the housing market sooner, based on your eligibility
Got questions? Here are answers to common queries before checking your eligibility for London and Middlesex County - No Downpayment Assistance program.
Eligible buyers may receive up to 5% of the purchase price through the program, to a maximum of $25,000. This can be used toward your down payment on an eligible home. You are still responsible for your closing costs, legal fees, and any additional costs required to secure your mortgage.
No. Completing this form does not affect your credit. A credit check would only occur later as part of a mortgage application with a lender.
No. This is not a mortgage application. This is just a quick eligibility check to see if you may qualify for downpayment assistance. You will still need to qualify for a mortgage separately.
No. This is not an approval. It is a pre-screening step to determine whether you may be eligible. Final approval is completed through the City after a full application and document review.
Yes. You are required to qualify for a mortgage with a recognized financial institution. This program does not replace the mortgage approval process.
The pre-qualification survey takes about 60 seconds to complete.
If you qualify, you'll be guided on your next steps based on your situation.
That’s okay. If you’re not eligible today, we can review your situation and outline the steps needed to help you work toward qualifying in the future.
Not to start the process. However, to move forward with the program, you will need an accepted Agreement of Purchase and Sale for an eligible property.
No. Funding is limited and provided on a first-come, first-served basis. Meeting the eligibility criteria does not guarantee funding will be available at the time of application.

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